Welcome to Thunderdome

I use Wells Fargo, cuz I started with Wachovia years ago when it was the local bank where I grew up (Winston-Salem, NC).

However, it really doesn't have any great benefits. We cannot use the local state credit union, cuz we don't work for the state. Since I'm quitting my job, it looks like I can roll over my 401k and get a lot of benefits.

No fees
Unlimited free ATM withdrawals at non-BOA banks.
Free trades up to 100/month across all accounts
Free checking/savings
75% bonus credit card rewards (may be useful enough to move to them from a current card)
$600 deposit bonus to IRA when rolling over the 401k.

But, never having banked anywhere else, unsure what else might be out there, or how BOA is. Anyone else use them?

I don't think I've ever heard of a good bank. Usually it's credit unions people praise.

GORDON wrote: I don't think I've ever heard of a good bank. Usually it's credit unions people praise.

It is... but this offer seems to be stronger than the local CUs.

CUs tend to have good loan rates, but I don't need those. USAA has good auto loan rates if we need one.

We use the fraction.

Leisher wrote: We use the fraction.

5/3, I assume?

Yes sir

Leisher wrote: Yes sir

Bit too far from my house, though they are here. But branches are 25-30 minutes away.